FHA Mobile Home Foundation Requirements
The Federal Housing Administration (FHA) has specific requirements for the foundation of a manufactured home, also known as a mobile home. These requirements are in place to ensure the safety and stability of the home.
According to the FHA, a manufactured home must be built on a permanent chassis and must be designed to be transported on its own wheels. The home must also be built to the Federal Manufactured Home Construction and Safety Standards, which are administered by the Department of Housing and Urban Development (HUD).
In terms of the foundation, the FHA requires that a manufactured home be installed on a permanent foundation that meets certain criteria. The foundation must be able to support the home and must be built to local building code requirements. Additionally, the foundation must be inspected and certified by a professional engineer or architect.
The FHA also has specific requirements for the materials that can be used for the foundation of a manufactured home. The foundation must be made of concrete, masonry, or treated wood, and it must be anchored to the ground in accordance with the manufacturer’s installation instructions.
In order to be eligible for an FHA loan, a manufactured home must meet these foundation requirements. This is to ensure that the home is safe and secure, and that it meets the FHA’s standards for quality and durability.
Overall, the FHA’s requirements for the foundation of a manufactured home are designed to protect the safety and stability of the home, as well as the interests of the borrower. By ensuring that the home is built on a solid foundation, the FHA is helping to ensure that manufactured homes are a viable and affordable option for homeowners.
Cookeville Home Inspection can inspect your foundation and provide you with an engineer’s certification for the foundation. Contact us at 877-266-5384 or schedule online.